Cookie policy

What are cookies?

A cookie is a small text file that a website stores on your computer or mobile device when you visit the site.

The first time you visit our website, you will be prompted to accept or refuse cookies.

The purpose is to enable us to remember your preferences (such as user name, language, etc.) for a certain period of time. This means that you don’t have to re-enter your preferences while browsing the site.

Cookies can also be used to establish anonymised and aggregated statistics about the browsing experience on our sites.

How does Billhop use cookies?

At Billhop, we want you to have the smoothest website experience possible. We therefore use cookies and other tools to assess the quality of your experience as well as your on-site behaviour. We have different purposes for your cookies, e.g.:

  • Making sure your user experience is smooth
  • Being able to assist you when you pay an invoice or want to give us feedback
  • Analysing how you use our website to make sure it functions properly
  • Minimising irrelevant ads

Strictly necessary cookies

There are some cookies that we have to include in order for certain web pages to function. Necessary cookies are essential for the website to function properly and they can therefore not be switched off.

You can change your settings in your web browser to block or warn you about these cookies, but this may affect how the website functions. The necessary cookies do not save any of your personal data, they just give you a better experience of our website.

On Billhop, we use necessary cookies in e.g. the customer support chat, to record the categories of cookies you consented to and prevent the banner from always displaying when you are browsing in strict mode.

We also store your IP address during your session to make sure that no one else can login to your account using the same session ID from another IP address.

Examples of these types of cookies include:

  • lc _ sso - LiveChat Session
  • _ _ lc.visitor _ id - Livechat userId
  • _ _ livechat _ lastvisit - Livechat last visited domain

Functional cookies

Functional cookies are used to recognise you and remember your preferences or settings when you return to our site, so that we can provide you with a more personalised experience. These cookies cannot track your browsing activity on other websites. They don’t gather any information about you that could be used for advertising or remembering where you’ve been on the Internet outside our site.

Functional cookies help us remember your preferences and choices when using our platform. For example, if you sign in using BankID (Sweden) or by using your email and password, the next time you visit the sign-in page you will be prompted with the same login choice as before.

Analytics cookies

These cookies allow us to employ data analytics so we can measure and improve the performance of our site and provide more relevant content to you.

Analytics cookies help us count website visits and sources of traffic so that we know how our pages perform and let us monitor how visitors navigate our website.

We use Google Analytics, Google Ads, Leadfeeder, Hubspot & Microsoft Clarity to gather analytics cookies and track conversions.

The data we collect:

  • Browser type
  • Operating System
  • Mobile Device Information
  • Which of our pages the visitor viewed
  • Which pages were most relevant or helpful for the visitor
  • How long the visitor spent on our website
  • How many times a visitor has visited our website
  • When the visitor first visited our website
  • When the visitor last visited our website
  • The visitor's current timestamp (Current visit)
  • Traffic source (where the visitor came from)
  • Country of each visitor
  • Whether the visitor is new or returning
  • Form submissions (completed and unfinished)
  • Corporation information (i.e. for what company the visitor work) through the visitor's IP address and corresponding session data that is matched against a large whitelist of known companies

All information that these cookies collect is aggregated and therefore anonymous. 

We use Microsoft Clarity to help us understand what users want, care about and do on our site.

  • _clck
  • _clsk
  • CLID
  • ANONCHK
  • MR
  • MUID
  • SM

For more information, see Microsoft’s cookie list to learn more about the cookies Clarity sets, cookie consent, how to opt-out & data collection.

Marketing Cookies

These cookies make sure that the information and ads you see are relevant for you, adapted to your behaviour online. But to be sure that you’re not flooded with the same ads, these cookies also limit the exposure of some ads and can measure the efficiency of a campaign.

Some of these cookies are called third party cookies that are managed by Google Ads, LinkedIn and Hubspot. Through the third party cookies, the last three companies can forward and save your information about your use of the webpage (including your IP address) to countries outside the EU. These third parties can also transfer your information to other third parties if required by law.

Thus, when you consent to the use of these cookies, you also explicitly and unequivocally consent to personal data, or parts thereof, can be transferred, according to the information above, to recipients in countries that can provide different, less or even inadequate protection of personal data compared to the standards that are applicable in the jurisdiction you live or work in or where you contacted us.

Marketing cookies are used for the following purposes:

  • Analyse behaviour to develop and improve website design and content
  • Build segments for advertising based on visitor behaviour
  • View relevant ads for previous visitors
  • Minimise irrelevant ads to some visitors
  • Track visitor behaviour on different versions of the site

Below we have listed each cookie application we use and the purpose of using them

Strictly necessary Cookies

  • Livechat - Allows our customer support to chat with users on the Billhop website
  • Vimeo – Allows users to stream the video player
  • Akismet – Billhop uses Askimet to reduce spam. You can read more about their privacy policy here.
  • Jetpack Comments – Cookies will only be dropped if visitor comments on a post
  • Hubspot - Used by our opt-in privacy policy to remember not to ask the visitor to accept cookies again and to record the categories a visitor consented to. 

Functional Cookies

  • Google Tag Manager - Manages all other cookies on the website
  • Wordpress comments - Allows commentors to post additional comments without re-entering their 

Analytics Cookies

  • Microsoft Clarity - Allows us to see how many users are on the Billhop website, which pages they are on.
  • Google Analytics - Identifies unique users across browsing sessions to help remember a visitor's previous interactions on a website.
  • Google Tag Manager - Manages all other cookies on the website
  • Jetpack - Analyses referrer behaviour for Jetpack connected sites using WooCommerce.
  • Leadfeeder – Identifies and collects relevant corporation information about our visitors and to identify returning visitors to our site.
  • Hubspot - These are non-essential cookies controlled by the cookie banner. used mainly to track visitor’s activity, identity and session.

Marketing Cookies

  • Google Ads - Used for advertising, including serving and rendering ads, personalising ads, limiting the number of times an ad is shown to a user, muting ads you have chosen to stop seeing, and measuring the effectiveness of ads.
  • Linkedin - Used to show how effective our advertising and re-marketing activities are on its own platform.

Click any of the above to learn more about and manage your cookie settings.

How can you manage cookies?

You can delete all cookies that are already on your device by clearing the browsing history of your browser and setting your preferences on how local information can be saved. This will remove all cookies from all websites you have visited.

Be aware though that you may also lose some saved information (e.g. saved login details, site preferences) that can affect the functionality of our site on your next visit.

Please see links below on how to manage your cookie settings:

Default expiration times

  • _lfa – This cookie is set for website domain only and is used to set a unique identifier to separate different visitors. It expires in 2 years. 

  • _lfa_consent – This cookie checks a visitor consent status. It expires after 2 years.

  • _lfa_test_cookie_stored - This cookie is only temporarily used to check if the browser supports cookies or not. Expires immediately.

  • _lfa_expiry – local storage variable to store the duration for the Deadfront clientID stored in browser LocalStorage.

  • Personalised-ads-consent – is used to remember the state of visitor acceptance to personalised (cookie-based) advertising and set to expiry after 180 days. 

  • Eucookielaw – This cookie remembers the state of visitor acceptable to the use of cookies. It expires in 180 days.

  • Jp-visit-counter – increments each time a visitor frequents a page containing this block – only used to control the block visibility. It expires in 180 days.

  • comment_author_{HASH}: This cookie remembers the commenter’s name. Expires after 1 year.

  • comment_author_email_{HASH}: This cookie remembers the commenter’s email address. It expires after 1 year.

  • comment_author_url_{HASH}: This cookie remembers the commenter’s website URL. It expires after 1 year. 

  • Akismet – Spam-related data. It is expires between 2 weeks and 90 days.  

  • Vimeo - Vimeo’s embeddable video player uses first-party cookies. It expires in 180 days. 

  • __hs_opt_out - This cookie is used by the opt-in privacy policy to remember not to ask the visitor to accept cookies again. It expires in 6 months.

  • __hs_do_not_track - This cookie can be set to prevent the tracking code from sending any information to HubSpot. It expires in 6 months.

  • __hs_initial_opt_in - This cookie is used to prevent the cookie banner from always displaying when visitors are browsing in strict mode. It expires in seven days.

  • __hs_cookie_cat_pref - This cookie is used to record the categories a visitor consented to. It expires in 6 months.

  • __hstc - The main cookie for tracking visitors. It expires in 6 months.

  • Hubspotutk- This cookie keeps track of a visitor's identity. It contains an opaque GUID to represent the current visitor. It expires in 6 months.

  • __hssc - This cookie keeps track of sessions. It expires in 30 minutes.

  • __hssrc - Whenever HubSpot changes the session cookie, this cookie is also set to determine if the visitor has restarted their browser. It expires at the end of the session.

  • __cfruid - This cookie is set by HubSpot’s CDN provider because of their rate limiting policies. It expires at the end of the session.

  • __cfuvid - This cookie is set by HubSpot’s CDN provider because of their rate limiting policies. It expires at the end of the session.

  • __cf_bm - This cookie is set by HubSpot's CDN provider and is a necessary cookie for bot protection. It expires in 30 minutes.

More information

You can find more information about cookies, which cookies are stored on your device and how you can handle them at www.aboutcookies.org and www.allaboutcookies.org.

Billhop AB is a Swedish payment institute, authorised and regulated in Sweden by the Swedish Financial Supervisory Authority. We are exempt from the prohibition, in regulation 138 of the UK Payment Services Regulations 2017, on providing payment services in the United Kingdom and we are not authorised by the UK Financial Conduct Authority. Billhop upholds industry best-in-class security standards including 2FA and issuer security solutions such as 3DS. All client funds are safeguarded through standard client funds account setup.
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